Financing Overview

Everyday, thousands of small businesses, unqualified for traditional small business loans, are looking for working and growth capital.

iBOSSinc with its funding partners offer Small Business Loans, Real Estate Financing, and Merchant Cash Advances. We strive to develop programs and criteria to accomodate most businesses owners, endeavoring to stay competitive and ahead of other lenders. Characteristic of our credti programs include:
  • Fast Funding / No Application Fees
  • Personal Credit Scores in the 500's
  • In Business for at least 9 Months
  • Monthly Bank Balance of $1,500

Small Business Loans for Big Business Goals

Whether you're envisioning that new piece of equipment on the floor of your factory or workshop, you want your warehouse shelves fully stocked with some much-needed inventory, or you’re faced with an acquisition opportunity that you don’t want to pass up, we can help you obtain the funding you need to make it happen.

Our loans for small businesses are designed to help you start your business, tackle the inevitable growth challenges you face while building your business, or simply help you get through the slow times, like when your industry has a natural lull.

Time in Business: 2 Years
Min/Max Funding: $10k - $500k
Max Term: 18 Months
Ownership %: 51%
Min Credit Score: 550
Avg Daily Balance: $1,500

Approval Time:
 Up to 1 Business Day

Access to Capital: Up to 2 Business Days
Repayment: Flexible Options

Review: Recent business account statements.

Approve: Based on average monthly gross business volume.
Payback: Automated, fixed payments from business account until paid in full.

Industries and Needs
  • Marketing & Advertising
  • Construction
  • Wholesaler Loans
  • Day Spas
  • Medical Practices
  • Entertainment Industry
  • Fast Food / Restaurant Loans
  • Franchise Loans
  • Retail Business Loans
  • Women Owned Business Loans
  • Veteran Owned Businesses 
  • Automotive Industry Loans
  • Beauty Salon Loans
  • Bookstores
  • Manufacturing Loans
  • and Many More

Growth Starts with a Merchant Cash Advance

You know that sales are coming and the revenue you need is right around the corner but, in order to grow, you need funding now. We get it, and we can help. With us, you can get a merchant cash advance for small business growth that leverages future credit card sales for the working capital you need today. Merchant cash advances are a reliable, flexible funding solution you can use for any business expense. 

Merchant cash advances were designed with flexible payback options so you can focus on the day-to-day needs of your business, and not worry about your next payment. Get business cash advances so that you can solve problems fast and adapt to the needs of your industry.

Time in Business: 9 Months
Min/Max Funding: $4k - $150k
Max Term: 18 Months
Ownership %: 51%
Min Credit Score: 550
Avg Daily Balance: $1,500
Avg Monthly Credit Card Volume: $4k

Approval Time:
 up to 1 business day

Access to Capital: up to 2 business days

Review: Your credit card statements are reviewed.

Approve: Approvals based on recent card sales history & predictability of future sales..
Payback: Payments taken on an automated fixed percentage until paid in full.

Industries & Needs
  • Marketing & Advertising
  • Clothing Stores
  • Construction
  • Wholesaler Loans
  • Janitorial Businesses
  • Day Spas
  • Medical Practices
  • Entertainment Industry
  • Fast Food / Restaurant Loans
  • Franchise Loans
  • Retail Business Loans
  • Women Owned Business Loans
  • Veteran Owned Businesses 
  • Automotive Industry Loans
  • Beauty Salon Loans
  • Bookstores
  • Manufacturing Loans
  • and Many More